{"id":5311,"date":"2020-10-14T09:40:26","date_gmt":"2020-10-14T09:40:26","guid":{"rendered":"https:\/\/davelevy.info\/wiki\/?p=5311"},"modified":"2023-09-16T17:52:03","modified_gmt":"2023-09-16T17:52:03","slug":"40-overdrafts","status":"publish","type":"post","link":"https:\/\/davelevy.info\/wiki\/40-overdrafts\/","title":{"rendered":"40% Overdrafts"},"content":{"rendered":"

The FCA have fucked up, in order to treat all customers fairly they have instructed that they don’t discriminate between agreed and non-agreed overdrafts. FFS!\u00a0 Guess what they’ve chosen to do 😫. Here are some notes and links. <\/p>\n

    \n
  1. https:\/\/moneyfacts.co.uk\/news\/banking\/overdraft-interest-rates-set-to-rise-tips-for-paying-off-your-overdrafts\/<\/a>, they say that many banks announced that they would be increasing the interest rates on their arranged overdrafts. Barclays, for example, will be increasing its rate to 35.00%, while first direct and HSBC will increase their rates to 39.0%<\/strong>.<\/li>\n
  2. https:\/\/www.independent.co.uk\/news\/business\/news\/bank-overdraft-interest-rates-fca-explain-a9306176.html<\/a><\/li>\n
  3. There’s a lot more about it on google<\/a>.<\/li>\n<\/ol>\n

    I struggled to find a picture to decorate the article, I made this one, from the FT, it has HSBC & Barclays, it’s missing Lloyds and Nat West.<\/p>\n

    \"\"<\/a>
    \nI also tried to make one from my “Steadman Logoes” picture but felt this didn’t work; I couldn’t work out how to make it 200px high. (Dec 2020, looks like I did.<\/p>\n

    \"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    The FCA have fucked up, in order to treat all customers fairly they have instructed that they don’t discriminate between agreed and non-agreed overdrafts. FFS!\u00a0 Guess what they’ve chosen to do 😫. Here are some notes and links.<\/p>\n","protected":false},"author":1,"featured_media":4446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_share_on_mastodon":"0"},"categories":[21,140],"tags":[897,138,918,1513],"class_list":["post-5311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-death","category-politics","tag-banking","tag-economics-2","tag-life-death","tag-overdraft"],"share_on_mastodon":{"url":"","error":""},"jetpack_featured_media_url":"https:\/\/davelevy.info\/wiki\/wp-content\/uploads\/2019\/08\/money.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/posts\/5311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/comments?post=5311"}],"version-history":[{"count":2,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/posts\/5311\/revisions"}],"predecessor-version":[{"id":8894,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/posts\/5311\/revisions\/8894"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/media\/4446"}],"wp:attachment":[{"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/media?parent=5311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/categories?post=5311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/davelevy.info\/wiki\/wp-json\/wp\/v2\/tags?post=5311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}