Like a goal kick chant. While researching my EU referendum contributions unlike some I did some research. Here it is.
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Banking Regulation Reform
I was pushed to look at some of the Banking Regulation reform performed by the last government. My focus was to look at the Vickers aka Independent Commission on Banking and the legislative response. The key proposal is practical measures to protect domestic savings from foreign risk by de-merging or separating the retail and investment…
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Estimation Errors
Is there any theory that talks to human optimism or pessimism when making estimates in the context of contracts. I have worked with project managers who when estimating effort & duration look to counter the uplift applied by people who think they’re going to have to do what they’re estimating and will be treated more…
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Energy Economics
I wrote and posted on my blog, “Is IT a utility?“, it’s unfinished and there’s some dubious stats and treatment and so I have created this supporting article.
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UK Budget 2014 (deprecated)
This was an article about sources; conclusions and polemic are on the linked blog articles, see below/overleaf. The sources were documented in delicious and are now no longer available.
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Annuities, a note on price theory
While researching my articles on the UK 2014 budget, I wanted to write a quick note on Annuity prices, yields and interest rates, I came across nothing easy to find or understand. There is a companion wiki article on the UK 2014 Budget. This was created in 2014 and amended in 2023, when the notes…
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Housing Costs
Trying to build a time series showing cost of housing as a proportion of income. The facts aren’t easy to find, and the graphing technique isn’t easy either, given the income distribution range and the geographic income and house pricing diversity. I used a google search on housing costs as a proportion of income trend, which…
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